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Old 08-01-2012, 10:51 PM   #1
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Default Free Birth Control Under the new Healthcare law

By Maggie Fox, NBC News

Starting Wednesday, millions of American women will no longer pay for birth control pills, Pap smears or mammograms -- not even a co-pay. Women also have the right to free breast-feeding support, supplies for pregnancy-related diabetes, also known as gestational diabetes, and even screening for domestic violence.


It's not clear how many women will take advantage of the new policy, but the US Health and Human Services Department estimates that 47 million women, ages 15 to 64, have private health insurance plans that will be affected. The 2010 health reform law requires that policies provided by private health insurance companies pay for a list of women’s health preventive services, starting August 1.

However, there may be a delay in services for many women. The law applies to new policies -- women with existing coverage may have to wait for their policies to renew for the requirements to kick in, which could take months. Many health insurers already provide this coverage.

The new rules are based on guidelines from the independent, non-partisan Institute of Medicine, which said paying for these services will save money and lives down the road.

“We want healthy women to have healthy babies,” said Dr. Jennifer Howse, president of the March of Dimes Foundation, a charity that works to prevent birth defects. “Receiving regular medical care greatly increases the likelihood that important messages can be delivered to pregnant women around issues such as nutrition and tobacco cessation, and provides opportunities to detect potentially dangerous conditions like gestational diabetes or high blood pressure.”

There are a few exceptions. Purely religious employers don’t have to provide the services to employees if they object. Related groups, such as Catholic-affiliated universities, have objected so the Obama administration offered what it called an accommodation, forcing the insurance companies themselves to pay for the coverage. But the religious associations still object, as do Republicans in Congress. They have promised to repeal the whole law if they win enough seats in the November election.

On Friday, a federal judge in Colorado ruled that a Catholic-owned heating and air conditioning company in Denver did not have to provide contraception coverage for its workers.

Americans also get refunds starting today from health insurance companies that spent too much on administrative expenses. The law requires health insurance companies to spend at least 80 percent of premiums on actual medical care and not on salaries, office rental and other overheads.

While opponents continue efforts to repeal the health care law, HHS secretary Kathleen Sebelius cheered the the promise of free screening for women's health services.

"For too long insurance companies have stacked the deck against women, forcing us to pay more for coverage that didn't meet our needs,” Sebelius said Tuesday.




http://vitals.nbcnews.com/_news/2012...O-OqdE.twitter
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Old 08-01-2012, 11:05 PM   #2
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I celebrated by picking up my free whore pills today.

I didn't think it would kick in for us until the start of the semester. I also hope this means I can go on the pill I need for my PMDD instead of the progestin-only one I've been taking that does not control the symptoms as well as the other, but the student health center doesn't carry it and it costs $90 a pop. My insurance didn't cover the better one.
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Old 08-02-2012, 03:15 AM   #3
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FREE??? As my late father would say “there is no such thing as a free lunch.” Nothing is ever free. The cost will either go to the taxpayer or the employee. Yes, that means we will pay.

Nothing is ever free. This is the sugar coating designed to make the rest of the foul tasting healthcare seem palatable.
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Old 08-02-2012, 03:28 AM   #4
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Originally Posted by DELIMAN092262 View Post
FREE??? As my late father would say “there is no such thing as a free lunch.” Nothing is ever free. The cost will either go to the taxpayer or the employee. Yes, that means we will pay.

Nothing is ever free. This is the sugar coating designed to make the rest of the foul tasting healthcare seem palatable.

Not again? Its simple math -- "free" birth control saves insurance companies and tax payers money. Spending money to save even more money = a very good idea!!!
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Old 08-02-2012, 03:30 AM   #5
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Since my insurance covered it previously, this just means I don't pay $2. My old one they didn't cover since it wasn't recommended that I take it, since it was so high of a dose. I'm glad to be rid of it, as this one is better working and better for my overall health. I didn't think the shot would work for my PCOS, but it's working fine.

And since breast and ovarian cancer are some of the leading causes killing women, this change is a good thing. Women often sacrifice themselves for their family (I don't know how many times my mom went without before I got CHIP. I know that it was quite a few.) No one should have to make that choice, especially a mother. They need to be healthy for their children.

And since an OBGYN is the only doctor some women will see a year, as Planned Parenthood doesn't turn people away regardless of ability to pay. I applaud this.
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Old 08-02-2012, 08:36 AM   #6
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...august 01, 2012...a day that will live in infamy?...

http://firstread.nbcnews.com/_news/2012/08/01/13070876-republican-likens-contraceptive-mandate-to-pearl-harbor-911?lite&__utma=14933801.951369887.1342504327.1343 824540.1343855728.25&__utmb=14933801.1.10.13438557 28&__utmc=14933801&__utmx=-&__utmz=14933801.1342504327.1.1.utmcsr=%28direct%2 9|utmccn=%28direct%29|utmcmd=%28none%29&__utmv=149 33801.|8=Earned%20By=msnbc|cover=1^12=Landing%20Co ntent=Mixed=1^13=Landing%20Hostname=www.nbcnews.co m=1^30=Visit%20Type%20to%20Content=Earned%20to%20M ixed=1&__utmk=143831477
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Old 08-02-2012, 10:18 AM   #7
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This is a GOOD THING.

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Old 08-02-2012, 11:09 AM   #8
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...august 01, 2012...a day that will live in infamy?...

http://firstread.nbcnews.com/_news/2012/08/01/13070876-republican-likens-contraceptive-mandate-to-pearl-harbor-911?lite&__utma=14933801.951369887.1342504327.1343 824540.1343855728.25&__utmb=14933801.1.10.13438557 28&__utmc=14933801&__utmx=-&__utmz=14933801.1342504327.1.1.utmcsr=%28direct%2 9|utmccn=%28direct%29|utmcmd=%28none%29&__utmv=149 33801.|8=Earned%20By=msnbc|cover=1^12=Landing%20Co ntent=Mixed=1^13=Landing%20Hostname=www.nbcnews.co m=1^30=Visit%20Type%20to%20Content=Earned%20to%20M ixed=1&__utmk=143831477
Women's vaginas - as terrible a weapon as an entire Japanese aircraft carrier & two jumbo jets flying into your world penis towers.

Suck it Jesus.
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Old 08-02-2012, 11:18 AM   #9
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Women's vaginas - as terrible a weapon as an entire Japanese aircraft carrier & two jumbo jets flying into your world penis towers.....

They have managed to enslave me for the last 25 years or so.
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Old 08-02-2012, 12:48 PM   #10
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They have managed to enslave me for the last 25 years or so.
It's all part of our evil plan to rule the world.
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Old 08-02-2012, 01:07 PM   #11
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It's all part of our evil plan to rule the world.
Well, now that you mention it, you do have all of IT and half the money, so I'd say the plan is a rousing success!
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Old 08-02-2012, 02:38 PM   #12
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Not again? Its simple math -- "free" birth control saves insurance companies and tax payers money. Spending money to save even more money = a very good idea!!!
Not to mention saving all the money certain neocons complain about spent on food stamps and other 'welfare' due to extra mouth people can't feed. Now now, they can't have it both ways.
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Old 08-02-2012, 04:19 PM   #13
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Not again? Its simple math -- "free" birth control saves insurance companies and tax payers money. Spending money to save even more money = a very good idea!!!
If you or someone else spends money for … something. Is it free? The point is not about birth control. The point is about the claim it is free.

People that live in countries with a single payer healthcare system say they have free healthcare. But they also pay higher taxes that pays for that healthcare. So is their healthcare really free?

So if someone else is paying the bill, then it really is not free.
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Old 08-02-2012, 04:28 PM   #14
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If you or someone else spends money for … something. Is it free? The point is not about birth control. The point is about the claim it is free.

People that live in countries with a single payer healthcare system say they have free healthcare. But they also pay higher taxes that pays for that healthcare. So is their healthcare really free?

So if someone else is paying the bill, then it really is not free.
You honestly act like people don't pay their own premiums or put in for taxes. You act like every. single. woman. who is on birth control is demanding a free ride on the back of everyone else.

My health insurance costs me almost $300 a month, and I spend less than that. My medications, at full price, now come to $75. I see my doctor once every 6 months at $60 a visit.

So, by your logic: I shouldn't have to pay for the guy who ate Luther Burgers every day's pacemaker because he can't afford it. I should have the option to just let him die. Right?
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Old 08-02-2012, 04:47 PM   #15
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You honestly act like people don't pay their own premiums or put in for taxes. You act like every. single. woman. who is on birth control is demanding a free ride on the back of everyone else.

My health insurance costs me almost $300 a month, and I spend less than that. My medications, at full price, now come to $75. I see my doctor once every 6 months at $60 a visit.

So, by your logic: I shouldn't have to pay for the guy who ate Luther Burgers every day's pacemaker because he can't afford it. I should have the option to just let him die. Right?


It's easier to just ignore him. He's living with the fantasy that one day we'll all revert back to "Pleasantville" standards.
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Old 08-02-2012, 05:34 PM   #16
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You honestly act like people don't pay their own premiums or put in for taxes. You act like every. single. woman. who is on birth control is demanding a free ride on the back of everyone else.

My health insurance costs me almost $300 a month, and I spend less than that. My medications, at full price, now come to $75. I see my doctor once every 6 months at $60 a visit.

So, by your logic: I shouldn't have to pay for the guy who ate Luther Burgers every day's pacemaker because he can't afford it. I should have the option to just let him die. Right?
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It's easier to just ignore him. He's living with the fantasy that one day we'll all revert back to "Pleasantville" standards.
With all due respect, did either of you ladies read the thread title. My point is not about birth control. It is about the word FREE.

Nothing in this world is free. Even in Pleasanville. Someone always pays the bill.
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Old 08-02-2012, 06:00 PM   #17
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With all due respect, did either of you ladies read the thread title. My point is not about birth control. It is about the word FREE.

Nothing in this world is free. Even in Pleasanville. Someone always pays the bill.
Not in Pleasentville ? well that is a shock... and preventive measures are good in the long run and do save money...

So when free Postrate Screening was offered in many areas last June- did you take the time to bitch about that it was in your own words "FREE" ...
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Old 08-02-2012, 06:35 PM   #18
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Not in Pleasentville ? well that is a shock... and preventive measures are good in the long run and do save money...
If you note: In none of my posts do I question this logic.

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Originally Posted by tonynyc View Post
So when free Postrate Screening was offered in many areas last June- did you take the time to bitch about that it was in your own words "FREE" ...
Only if it was sold as FREE.

The title to the thread should be: The cost of birth control under the healthcare law is shifted away from the patient and to someone else.

That is a very different thing from saying it is free.

Example: A person offers you a sample cookie at the supermarket. It is free. But is it really free? They offer you the sample in the hope you will buy a box of those cookies. When you buy that box of cookies a miniscule part of that cost goes to pay for promotions. Promotions that pay for a person to handout “free” cookies.

So is it really free?
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Old 08-02-2012, 06:47 PM   #19
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FREE??? As my late father would say “there is no such thing as a free lunch.” Nothing is ever free. The cost will either go to the taxpayer or the employee. Yes, that means we will pay.

Nothing is ever free. This is the sugar coating designed to make the rest of the foul tasting healthcare seem palatable.

Why shouldn't we take care of women and their bodies? Free or not.

Oh and the free lunch comment irks me because I see about 60% of my students eat for 'free' every school year. Do my tax dollars pay for it? Sure, but you know what? I won't complain about the billions we waste on the military if you don't bitch about kids gettin' a warm meal or me and my fellow crampers gettin' decent meds.


I hate hyde park. WHY AM I HERE?!?!?!?!?!?
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Old 08-02-2012, 06:59 PM   #20
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Originally Posted by DELIMAN092262 View Post
If you note: In none of my posts do I question this logic.



Only if it was sold as FREE.

The title to the thread should be: The cost of birth control under the healthcare law is shifted away from the patient and to someone else.

That is a very different thing from saying it is free.

Example: A person offers you a sample cookie at the supermarket. It is free. But is it really free? They offer you the sample in the hope you will buy a box of those cookies. When you buy that box of cookies a miniscule part of that cost goes to pay for promotions. Promotions that pay for a person to handout “free” cookies.

So is it really free?
Let me break this down for you:

A lot of the women who are getting no cost birth control are women who are in no position to have children. So, let's say that she wants WIC and food stamps to cover the child she'd have if she didn't have access to it. That's at least $200. Let's say that average rent for section 8 housing is $400. Cash assistance would be at least $150.

For one month.

$750 for one month on taxpayer shoulders. The average cost of a pack of birth control? $20 per month for regular lo-ovrale.

$240 per year versus $9000 per year. Make it closer to $300 for the cost of the annual pap smear.

Tell me how this won't lower the costs for the taxpayers? It makes birth control more available, lowers the amount of unwanted children, and releases more of a burden on taxpayers in general.

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Old 08-02-2012, 07:23 PM   #21
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Originally Posted by Deven View Post
Let me break this down for you:

A lot of the women who are getting no cost birth control are women who are in no position to have children. So, let's say that she wants WIC and food stamps to cover the child she'd have if she didn't have access to it. That's at least $200. Let's say that average rent for section 8 housing is $400. Cash assistance would be at least $150.

For one month.

$750 for one month on taxpayer shoulders. The average cost of a pack of birth control? $20 per month for regular lo-ovrale.

$240 per year versus $9000 per year. Make it closer to $300 for the cost of the annual pap smear.

Tell me how this won't lower the costs for the taxpayers? It makes birth control more available, lowers the amount of unwanted children, and releases more of a burden on taxpayers in general.

Let me break it down for you:

The word FREE does not mean the same thing as COST EFFECTIVE. The debate is not over how cost effective it is, but rather over the word free. Shifting the cost may be cost effective in the long run, but you are still shifting the cost in the short run. Hence it is not really free. There is still a cost.
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Old 08-02-2012, 07:33 PM   #22
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Deli- You're splitting hairs.

Ladies arguing with him- you are either being deliberately obtuse or you aren't comprehending what is written.

The bottom line is, this legislation is a good thing any way you look at it and quit trying to make an argument where one doesn't exist.
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Old 08-02-2012, 07:36 PM   #23
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We know there's still a cost. There's a cost for you to drive on roads that are free. There's a cost for you to send your child to schools that are free.

You're yet again getting hung on semantics and basing your argument on that, which really is a waste of time and energy.
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Old 08-02-2012, 08:17 PM   #24
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Quote:
Originally Posted by DELIMAN092262 View Post
If you note: In none of my posts do I question this logic.



Only if it was sold as FREE.

The title to the thread should be: The cost of birth control under the healthcare law is shifted away from the patient and to someone else.

That is a very different thing from saying it is free.

Example: A person offers you a sample cookie at the supermarket. It is free. But is it really free? They offer you the sample in the hope you will buy a box of those cookies. When you buy that box of cookies a miniscule part of that cost goes to pay for promotions. Promotions that pay for a person to handout “free” cookies.

So is it really free?

Whether you choose to question the logic of Pleasentville or Wonder Bread Sandwiches .... it is really your choice at the end of the day...



Now- getting back to your SuperMarket ...I could try that sample of cookies ... Now, let's say for argument sake that I hate them.. taste like shit - decide not to buy... no harm or loss.


Maybe you should go on a crusade and stop every market from giving out samples...




Quote:
Originally Posted by LeoGibson View Post
Deli- You're splitting hairs.

Ladies arguing with him- you are either being deliberately obtuse or you aren't comprehending what is written.

The bottom line is, this legislation is a good thing any way you look at it and quit trying to make an argument where one doesn't exist.
Yep at the end of the day it is good policy...
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Old 08-02-2012, 08:20 PM   #25
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Quote:
Originally Posted by LeoGibson View Post
Deli- You're splitting hairs.
Do you want to split hairs? We are discussing money. Should I split my bills and send you half for you to pay?

Quote:
Originally Posted by LeoGibson View Post
The bottom line is, this legislation is a good thing any way you look at it and quit trying to make an argument where one doesn't exist.
Do you like when people lie to you? This change is being sold to the public as being free. That, of course, that is a lie. That does not mean this change is not a good thing nor does it mean it is not cost effective. But it is still a lie.

When my government lies to me. Even for a good cause. It makes me uneasy. The next time it may not be for such a noble reason.

The government should just tell the truth. In a cost effective move the cost of these necessary service are being shifted away from the individual. Period.

Of course, it is politically easier to just tell people it is free.
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